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Voter Outreach

Voter Outreach

Concepts, strategies and objectives to move voters to action

Written by Peter Grear Educate, Organize and Mobilize: Each week over the past several months I’ve written about various aspects of voter suppression with the purpose of explaining its concepts,…

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Keatts A Keeper For New-Look Seahawks

Keatts A Keeper For New-Look Seahawks

New Head Men’s Basketball Coach was all smiles

New Head Men’s Basketball Coach was all smiles at Trask Coliseum. WILMINGTON, NC – Boldly proclaiming, “I’m a winner,” and promising “an exciting brand of basketball” newly-christened UNCW head men’s basketball coach Kevin Keatts said Tuesday that a new day in Seahawk basketball has arrived.

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Lied-to Children More Likely to Cheat and Lie

Lied-to Children More Likely to Cheat and Lie

The study tested 186 children ages 3 to 7

The study tested 186 children ages 3 to 7 in a temptation-resistance paradigm. Approximately half of the children were lied to by an experimenter, who said there was “a huge bowl of candy in the next room” but quickly confessed this was just a ruse to get the child to come play a game. 

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Unconscious Mind Can Detect a Liar When Conscious Mind Fails

Unconscious Mind Can Detect a Liar When Conscious Mind Fails

The unconscious mind could catch a liar

“We set out to test whether the unconscious mind could catch a liar – even when the conscious mind failed,” says ten Brinke. Along with Berkeley-Haas Assistant Professor Dana R. Carney, lead author ten Brinke and Dayna Stimson (BS 2013, Psychology), hypothesized that these seemingly paradoxical findings may be accounted for by unconscious mental processes.

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Alliance of North Carolina Black Elected Officials: Educate, Organize, and Mobilize

Alliance of North Carolina Black Elected Officials: Educate, Organize, and Mobilize

North Carolina Alliance of Black Elected Officials

Written by Peter Grear, Esq.  Since August 2013 I've continued to ask myself "what would an effective campaign to defeat voter suppression look like?” Well, on Friday, February 14, 2014, Valentine's Day, I got my answer from Richard Hooker, President of the…

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Download Greater Diversity News Digital PDF Edition for FREE

Download Greater Diversity News Digital PDF Edition for FREE

FREE Full PDF Edition includes stories not featured on the website

The FREE Full PDF Edition includes stories not featured on the website. No paper, no hasel, read on your laptop or mobile devices. 

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Deal to Limit College Loan Interest Rates is Limited

Written by Julianne Malveaux on 09 July 2012.

Cheers to Congress for holding interest rates on college loans down.  Instead of doubling to 6.4 percent, the interest rate on federal college student loans will remain at the 3.2 percent level.  However, this proviso is only in effect for one year.  This time next year, Congress will be waging the same fight.

Young people, especially those enrolled in higher education and recent college grads, along with those who work in education, especially higher education, might want to think about these things when they head to the polls in November.

Of course Mitt Romney might ask why the entire population ought to subsidized loan rates for college grads who needed to borrow to complete their educations.  Why should we subsidize anybody?  We subsidized the automobile industry with low-cost loans because it helped up shore up our nation’s economic strength.  We subsidized banks with virtually no-cost loans because they, were, supposedly, “too big to fail.” We subsidize homeowners by allowing them to deduct the mortgage interest of their loans.  Why not subsidize the students whose college completion holds up our economic futures?

President Obama says he wants our nation to lead the world in the percentage of our population who has either an AA or a BA degree.  We won’t do that unless we help students who come for low and moderate-income families with their college costs.

Despite holding interest rates down, Congress has found other ways to hurt college students.  Effective this Sunday, the federal government will no longer subsidize interest on loans.  That means that if a student takes out a loan to pay for her education, she must immediately pay the interest on that loan.  In the past, those interest costs were subsidized, and students did not have to worry about paying their loans back until after graduation.

Students take out loans because they don’t have the money to pay for graduation.  Many also work long hours to pay for food, and other necessities.  Now, we are planning to add interest rate payments to this burden.  Congress might as well say “bah, humbug” to students, especially after they’ve chosen to keep interest rates down.

Further, graduating students will have to pay their loans back as soon as they graduate, not with the six-month grace period they previously enjoyed.  This makes no sense!  Many students do not graduate with jobs already lined up; they graduate while looking for jobs.  So many have experienced job setbacks that they are moving back home with mom and dad.

Again, it has been a matter of public policy to delay loan payments for some subgroups of people.  We have, for example, agreed to restructure mortgage rates for some mortgage holders; we have allowed large companies in trouble to both take out subsidized loans and also to delay repayment on them. 

Loans continued on page 4