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West Florissant, Mo. Explodes in Protest of Police Shooting, More Than 30 Arrests

West Florissant, Mo. Explodes in Protest of Police Shooting, More Than 30 Arrests

Special to the NNPA from the St. Louis American

The Target parking lot of the Buzz Westfall Shopping Center was filled with dozens and dozens of police vehicles and the area of West Florissant from Jennings to Ferguson was blocked off. Helicopters and tanks –as well as vehicles from a host of area departments – descended on West Florissant as looting and vandalism…

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Suppress Voting, Impeach Obama and Close HBCUs

Suppress Voting, Impeach Obama and Close HBCUs

By Peter Grear

Our campaign has sought to educate our communities to the point that they would organize and mobilize for a massive voter turnout for the November General Election and beyond. 

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Risky Situations Increase Women’s Anxiety, Hurt Their Performance Compared to Men

Risky Situations Increase Women’s Anxiety, Hurt Their Performance Compared to Men

Study author Susan R. Fisk

“On the surface, risky situations may not appear to be particularly disadvantageous to women, but these findings suggest otherwise,” 

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Voter Suppression: An Existential Threat to Democracy

Voter Suppression: An Existential Threat to Democracy

By Peter Grear

To properly understand where we are today, we must look to history, to Black Slavery.  Slavery has existed since the time of ancient civilizations and in its inception was based upon conquerors enslaving the conquered without regards to race.  

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Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Charlotte, NC (BlackPR.com)

Dorothy Buckhanan Wilson of Milwaukee, Wisconsin, a business executive, was installed as the 2014-2018 International President of Alpha Kappa Alpha Sorority, Incorporated (AKA)

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Nielsen Expands Communications Leadership Team with Key Media Relations Hire

Nielsen Expands Communications Leadership Team with Key Media Relations Hire

New York (BlackPR.com)

New York (BlackPR.com) -- Nielsen today announced that Andrew McCaskill has joined Nielsen as Senior Vice President, Corporate Communications. He will report to Chief Communications Officer Laura Nelson.

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Voter Suppression: It’s Mobilization Time

Voter Suppression: It’s Mobilization Time

Written by Peter Grear

With this article we will start detailing the ingredients of a revisable action plan that needs comments and revisions as we move toward the Tuesday, November 4, 2014 General Election.  

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Voter Suppression: NC Black Republican Advisory Board

Voter Suppression: NC Black Republican Advisory Board

Written by Peter Grear

Educate, Organize and Mobilize: I confess that I’m amazed. The Republican National Committee and the Republican Party of North Carolina announced last week that they have launched theNorth Carolina Black Advisory Board (BRAB) 

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Mortgage Expert: Financing your Home

Written by Featured Organization on 13 August 2012.

- Which type of mortgage is best for you?
It is important to understand the differences between the types of mortgages available to you. Once you know your short and long term financial strategy, you should educate yourself about the terms, benefits, and drawbacks of fixed and adjustable-rate mortgages, as well as FHA (Federal Housing Administration) and VA (Veterans Affairs) mortgage loans. Your personal research can go a long way. Ask yourself which type of loan you might qualify for and which types might best suit your lifestyle and ability to make your monthly payments.

How will your credit affect your ability to qualify for the loan you want?
It seems obvious—a good credit rating means a better chance of snagging a loan with a low interest rate, and a lower credit score can lessen your chances to secure that loan. But what can you do to boost your credit in advance of applying for a mortgage loan? First, don't open new credit cards (even store accounts) or apply for other loans once you know you're committed to home ownership. New credit accounts can affect your credit rating. Second, don't get rid of any existing accounts with a good payment history, even if you are not using them—they can be beneficial to your credit rating. And obviously, continue to pay off existing loans or credit cards on time to avoid a tip in your credit score.

How much money do you have available for a down payment?
Think about how much money you can set aside for your down payment. There are a number of home loan programs available with little or no down payment. If you can save at least 20% of the home value, not only will your monthly payments be less than if you have a 5% down payment, but remember the more you put down, the less you owe. You should prepare in advance and consider what you can comfortably afford in your mortgage payment.

Buying a home is a process with a lot of ins and outs. The more you read about financing options, the savvier you will be when it comes time to landing that mortgage. A little time invested up front could mean a huge payoff down the line.



About Poli Mortgage Group, Inc: Poli Mortgage Group, Inc. is a privately held business founded by Edmund "Chip" and Chris Poli in 2001. Poli Mortgage, with its direct lending power, numerous banking and industry partners, highly secure internal platform & process, and best in class Customer Service, is committed to providing a vast range of customized mortgage programs to satisfy any borrower's financial requirements. Program offerings include FHA, VA, USDA, FNMA, FHLMC, ARM, debt consolidation, home improvement, and other niche & jumbo loans. For more information please visit www.PoliMortgage.com

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